Sunday, January 5, 2020

PMJDY - Pradhan Mantri Jan Dhan Yojona

The government of India has launched a scheme Pradhan Mantri Jana Dhan Yojana for the citizen of India under 10-65 years age group.

Government of India has launched a scheme Pradhan Mantri Jana Dhan Yojana for the citizen of India under 10-65 years age group.
PMJDY is a programme of India its aims to expand and make affordable access to Finacial services like bank account and such services.


Every Citizen or Citizen of Any state of India can get the benefit of this program.
You can get all the services after applying to the authority of this program.
There is some Aims for this Jana Dhana Yojana by PM of India.
Before we go to discuss on this PM Jana Dhana Yojana; we are going to discuss what this is.

What is PMJDY- Pradhan Mantri Jana Dhana Yojana?

PMJDY is a government scheme launched on 14 August 2014 by Prime minister of Inda Sri Narendra Modi.
This scheme runs by the Financial department of Indian Government for increasing the financial sector of India.
There was a slogan for this program during the time of Launching this Programme.
PM Narendra Modi gave the slogan as ” Mera Khata Bhagya Bidhata” Which means My Account will bring my good fortune in life.
Government of India has launched a scheme Pradhan Mantri Jana Dhan Yojana for the citizen of India under 10-65 years age group.
Pradhan Mantri Jana Dhan Yojana is under Making Digital India, This Programme provides the service to transfer money Across India.

Objects of Pradhan Mantri Jana Dhan Yojana

The government of India statted this scheme after failing a government scheme which was known as Swabhiman.
There are some objective of this scheme which we are going to discuss below-
  • Digital India mission was started but there was some problem for not the lability of banking services in the village and some backward urban or rural areas.
This program wanted to open Jan Dhan accountto the citizens of India including village and urban areas.
  • This Programme included an accidental life insurance cover of 1Lakh Rupees for the applicants.
  • The bank account will be opened for 6 crores in Villages and 1.5 crores in Urban Areas.
After all, there are some other objectives included in this scheme for the persons of Any state of India.
Government of India has launched a scheme Pradhan Mantri Jana Dhan Yojana for the citizen of India under 10-65 years age group.

What are the Benefits of PMJD Yojana?

There are some special benefits of PMJDY scheme by government of India.
we have listed some of the Special benefits below-
  • Issues of Rupay Card
  • Transfer amount of maximum of 1.00 Lakh under this scheme all over India.
  • pmjdy account opening in rural and urban areas.
  • Personal Life Insurance of 1.0 Lakh under HDFC Bank Account. you can get all the details about this insurance policy in LIC India.

Eligibility of Pradhan Mantri Jana-Dhan Yojana

There is an eligibility requirement of PMJDY Account for every citizen of This country for getting Benefits.
we have discussed on eligibility criteria of PMJDY Bank Account requirements below-
  • The Applicant’s age should be 18 years to 65 Years. ( which means whos age limit is minimum or maximum than mentioned above will not be accepted)
  • Applicant should be a Citizen of India If an applicant lives outside of India, but he is an Indian citizen then he can apply for this scheme.

Documents required for Pradhan Mantri Jana-Dhan Yojana – PMJDY

There is a list of Important documents for this scheme has given below-
  • Identity Proof-
    there are some documents given as Identity Proof for this PMDJY scheme.
  1. Voter ID
  2. Adhaar Card
  3. Passport
  4. Driving License
  • Address Proof Documents-
    There is a list of Address Proof Documents for this Service
  1. Voter ID
  2. Adhaar Card
  3. Domicile
  4. PRC
  5. Driving License
  6. Ration Card Issued by Government of India
  7. Electricity Bill
  8. Gas Bill
  9. Water Bill Receipt
you can use any one of the mentioned documents given above list.
Government of India has launched a scheme Pradhan Mantri Jana Dhan Yojana for the citizen of India under 10-65 years age group.

How to open a Pradhan Mantri Jan Dhan account

There is not a hard method to open a PM Jana Dhan Account for any state of India.
You can open a Jan Dhan bank by visiting any government Bank and filling up a form for Jana Dhana account.
you can ask the staff of that Bank for the process of opening a bank account for PMJDY.
They will give you a form for this and you have to submit the form to the Bank with required documents.

Online apply for PM Jana Dhan Yojana

you can apply or open a bank account for this scheme and apply for this scheme via visiting the official website of PMJDY.
Visit PMDJY Official Website by clicking the link given below and apply for this scheme- Click here.

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